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TERMS OF SERVICE: Roderick's Place, LLC
Rodericksplace.com, SelfHelpMoney.com, SelfHelpOpportunities.com, HeaderADWorks.com, BusinessOpportunityBuffet.com, TheCouponStores.com, 123PayRaise.com, SelfHelpCart.com, Nextuspointe.com, and The NEXTUS School of Internet Marketing, etc, as formed.

Last Updated: August, 2009

If you do not agree to the Terms of Service, discontinue using the site immediately!

By using this site, you signify your Assent and Agreement to these Terms of Service. If you do not agree to these Terms of Service, do not use the site.

Notice of Change of Ownership:

To All Users: Roderick's Place, LLC is in the process of acquiring Periche-Thomas Enterprises. The aquisition includes all of the trademarks on this site which were formerly trademarks of Periche-Thomas Enterprises, publisher and owner of SelfHelpMoney.com, SelfHelpOpportunities.com, SelfHelpCart.com, HeaderADWorks.com, BusinessOpportunityBuffet.com, TheCouponStores.com, 123PayRaise.com, Nextuspointe.com, and the NEXTUS School of Internet Marketing, hereafter referred to collectively as "the Company". All references below to "the Company" shall now be construed to mean Roderick's Place, LLC.

Restrictions on Use of Materials

Materials in this website are Copyrighted and all rights are reserved. Text, graphics, databases, HTML code, and other intellectual property are protected by US and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission. All of the trademarks on this site are trademarks of Periche-Thomas Enterprises, publisher and owner of SelfHelpMoney.com, SelfHelpOpportunities.com, SelfHelpCart.com, HeaderADWorks.com, 123PayRaise.com, and the NEXTUS School of Internet Marketing, hereafter referred to collectively as "the Company" or of other respective owners used with their permission. Self Help Opportunities Business Advertising CO-OP is an independent group of Merchants and Entrepreneurs who advertise thru Self Help Opportunities Magazine and the Company's websites.

Self Help Opportunities Business Advertising CO-OP's $1,000 Shopping Spree CONTEST Rules

NO PURCHASE OR OBLIGATION TO PURCHASE IS REQUIRED TO WIN. A PURCHASE DOES NOT IMPROVE YOUR CHANCES OFWINNING. By filling out the Registration form with no more than your basic contact information (Name, e-mail address and phone #) a person indicates their willingness to enter the contest. By responding to the Option email (personally Opting into our private list, your information will not be shared or sold outside our company, see Privacy Policy), you are automatically entered in the $1,000 Shopping Spree. As a final verification, you agree to be contacted by telephone to finalize your entry. The sponsor is not responsible for telephone or computer equipment failure, or for lost, late, misdirected, damaged, incomplete, altered, illegibel or postage due mail. All entries become the exclusive property of the sponsor and will not be returned.

One $1,000 Grand Prize is guaranteed to be awarded. The prize will be in the form of a VISA Pre-paid Gift Card in the amount of $1,000 and is accepted at thousands of locations; anywhere VISA cards are accepted, including participating ATM services. The sponsor is not responsible for any merchant, vendor, bank or ATM which does not honor or accept VISA Gift Cards.

The Drawing will be held in the presence of witnesses at the main sponsoring SHOBAC Merchant-Advertiser's location or at the company offices of Periche-Thomas Enterprises. Employees and the immediate families of employees of Periche-Thomas Enterprises, the SHOBAC Contest Sponsoring Merchant-Advertiser, it's parent company, subsidiaries, and advertising and production agencies thereof are not eligible.

The odds of winning are determined to be one divided by the total number of entries and is estimated to be a maximum 1:100,000. This contest is VOID WHERE PROHIBITED BY LAW. Participants (winners) must be 18 years of age or over. All federal, state, and local laws and regulations apply. Internationally, this contest is VOID where restricted by governing laws, regulations, treaty, tarrifs, or other International Trade Regulations.

For Contest authentication purposes, the winner AGREES to have their name and local area listed in Self Help Opportunities Magazine. If you do not agree, PLEASE OPT-OUT of this contest see next section. No Contestant shall not be discriminated against due to race, creed, color, religious belief, gender or sexual preference.

CONTEST OPT-OUT: Members may opt out of any contest at any time without opting out of the main program. Simply send your Opt Out request to support@selfhelpmoney.com
Current members are automatically entered in future contests and will always be notified by email. It is understood these rules only apply when there is a Drawing in effect.

Database Ownership, License, and Use

SelfHelpMoney.com warrants, and you accept, that "the Company", as defined above, is the owner of the copyright of the Databases of Links to articles and resources available from time to time through SelfHelpMoney.com. SelfHelpMoney.com and its contributors reserve all rights and no intellectual property rights are conferred by this agreement.

SelfHelpMoney.com grants you a non-exclusive, non-transferable license to use database(s) accessible to you subject to these Terms and Conditions. The database(s) may be used only for viewing information or for extracting information to the extent described below.

You agree to use information obtained from SelfHelpMoney.com's databases only for your own private use or the internal purposes of your home or business, provided that is not the selling or broking of information, and in no event cause or permit to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form any part of the databases (whether directly or in condensed, selective or tabulated form) whether for resale, republishing, redistribution, viewing, or otherwise.

Nevertheless, you may on an occasional limited basis download or print out individual pages of information that have been individually selected, to meet a specific, identifiable need for information which is for your personal use only, or is for use in your business only internally, on a confidential basis. You may make such limited number of duplicates of any output, both in machine-readable or hard copy form, as may be reasonable for these purposes only. Nothing herein shall authorize you to create any database, directory or hard copy publication of or from the databases, whether for internal or external distribution or use.

Liability

The materials in this site are provided "as is" and without warranties of any kind either express or implied. SelfHelpMoney.com disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. SelfHelpMoney.com does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. SelfHelpMoney.com does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not "the Company") assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Under no circumstances, including, but not limited to, negligence, shall "the Company" be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if SelfHelpMoney.com or a SelfHelpMoney.com authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall SelfHelpMoney.com's total liability to you for all damages, losses, and causes of action (whether in contract, tort, including but not limited to, negligence or otherwise) exceed the amount paid by you, if any, for accessing this site.

Facts and information at this website are believed to be accurate at the time they were placed on the website. Changes may be made at any time without prior notice. All data provided on this website is to be used for information purposes only. The information contained on this website and pages within, is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company and should not be relied upon in that regard. The services described on this website are only offered in jurisdictions where they may be legally offered. Information provided in our website is not all-inclusive, and is limited to information that is made available to SelfHelpMoney.com and such information should not be relied upon as all-inclusive or accurate.

Member understands that SelfHelpMoney.com services may be interrupted for several reasons, including but not limited to: malfunctions, maintenance, improvement or other problems out of our control.

Permissions Granted

By submitting your name, e-mail address, and phone # at our Website, or by calling our tele-services and providing your information to the Company, our representative, Referral Agent, or the website or Affiliate link of one of our marketing partners, and/or obtaining services from us, you agree to receive e-mail or telephone calls or other marketing from us and/or our third-party advertisers notwithstanding a prior decision, made by you, to opt out of this or any other of our or a third party affiliate of ours program, pursuant to the CAN-SPAM Act, you are agreeing to opt back in and to receive marketing materials until you decide to opt-out.

In addition, you agree that such act constitutes a purchase, an inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 CFR §310 et seq. (the "ATSR"). Notwithstanding that your telephone number may be listed on the Federal Trade Commission's Do-Not-Call List, We retain the right to contact you via telemarketing in accordance with the ATSR. Moreover, by registering with, or requesting information from, a third-party advertiser at or through the Website or other advertisement media made available by us (e.g., email marketing), such action shall constitute a purchase, an inquiry and/or an application with the respective third-party advertiser for purposes of the ATSR and you may be contacted via email, direct mail and/or telemarketing by such third-party advertiser in accordance with the ATSR.

Links and Marks

The owner of this site is not necessarily affiliated with sites that may be linked to this site and is not responsible for their content. The linked sites are for your convenience only and you access them at your own risk. Links to other websites or references to products, services or publications other than those of SelfHelpMoney.com and its subsidiaries and affiliates at this website, do not imply the endorsement or approval of such websites, products, services or publications by SelfHelpMoney.com or its subsidiaries and affiliates.

Certain names, graphics, logos, icons, designs, words, titles or phrases at this website may constitute trade names, trademarks or service marks of SelfHelpMoney.com or of other entities. The display of trademarks on this website does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission, or other copying of modification of trademarks and/or the contents herein may be a violation of federal common law trademark and/or copyright laws and could subject the copier to legal action.

Confidentiality of Codes, Passwords and Information

You agree to treat as strictly private and confidential any Subscriber Code, username, user ID, or password which you may have received from SelfHelpMoney.com, and all information to which you have access through password-protected areas of SelfHelpMoney.com's websites and will not cause or permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.

Membership Charge Back Policy: NO CHARGEBACKS.

You understand that upon completion to your satisfaction of the FREE TRIAL MEMBERSHIP, the purchase of a Lifetime Associate Membership from SelfHelpMoney.com represents a non-refundable Registration fee and Subscription which you may simply cancel at any time; you have agreed in advance to be a member and receive certain non retrievable products and bonuses from SelfHelpMoney.com, and that AS THE RECIPIENT OF SUCH, YOU ARE NOT ELIGIBLE FOR A REFUND.

FURTHERMORE, You and the Company (especially Periche-Thomas Enterprises, SelfHelpMoney.com, SelfHelpOpportunities.com, 123PayRaise.com, SelfHelpCart.com or any other direct publication or website of Periche-Thomas Enterprises) agree that that YOU WILL NEVER INITIATE A CHARGEBACK TRANSACTION in any manner including but not limited to contacting your credit card's issuing institution or its associated payment network to attempt to entirely recoup or reduce a payment made for the Plan(s). You agree that initiating a chargeback transaction would cause irreparable harm to SelfHelpMoney.com's reputation and ability to continue to operate. You agree that initiating a charge back is a breach of this Agreement which will subject you to all remedies afforded to SelfHelpMoney.com under this agreement including but not limited to those outlined in the "Compensation" and "Other Legal Stuff" sections of this agreement. In addition to all other remedies, you agree to irrevocably pay SelfHelpMoney.com an administrative fee of up to $1,000.00 for any such charge back attempt.

Actions

SelfHelpMoney.com, as a reseller of website services and hosting space, agrees in applicatable circumstances to grant you righs and permissions of use. Along with these rights, SelfHelpMoney.com reserves the right to restrict or remove any content from its equipment that violates the Conditions, or is objectionable, or infringing on any third party's rights or in potentially violation of any laws. In the event that SelfHelpMoney.com becomes aware of the violation of the Conditions, a third party's rights or laws, SelfHelpMoney.com may immediately take corrective action which may include, but not be limited to, (1) restricting the use of Plan(s), (2) suspending or terminating the Plan(s), (3) restricting or prohibiting any and all use of SelfHelpMoney.com's equipment, and/or (4) pursue other civil remedies. The above stated rights however does not obligate SelfHelpMoney.com to monitor or exert control over the information made available through the Plan(s). SelfHelpMoney.com will not be obligated to refund you any fees or charges paid in advance for corrective actions due to possible violations of the Conditions.

Anti-SPAM Rules

SPAM: Non-Solicited Pornography And Marketing is illegal unless it is done within the exact guidelines set down by the Federal Government. Unsolicited “junk” email called SPAM, is often sent out using false or non-functional Unsubscribe links or it is sent out without any form of Opt-in or Unsubscribe method, as defined by the CANN-SPAM Act of 2003. Generally, the email addresses come from some sort of “Super-email Database” or CD produced by the “SPAM spiders” of the Web automated robot systems that crawl through the web for one purpose: to harvest, collect or steal email addresses.) Such activity is illegal as defined by the CANN-SPAM Act of 2003.

ANYONE USING OUR SYSTEM TO PROMOTE SPAM (AN ILLEGAL ACT) OUTSIDE OF THESE GUIDELINES MAY BE IMMEDIATELY TERMINATED FROM THE PROGRAM WITHOUT A REFUND, AT THE SOLE DISCRETION OF THE PUBLISHER, PERICHE-THOMAS ENTERPRISES.

Our tell-a-friend and send-a-friend software is provided strictly for use with persons whom you know and who regularly or normally accept eMail from you. You warrant that you will only use these services for such people and/or for clients who have signed up with you, and by providing you with their personal information have requested to receive information from you directing them to our website(s).

Our system uses Autoresponders, Safe-lists, Co-Registraion leads, AdSense, and other legally accepted Op-in lead sources and lead generating organizations. NOTE: Autoresponders are not SPAM. they are based entirely around the accepted opt-in model of email marketing. All Autoresponder messages sent out by our Marketing Cart system have a vaild Unsubscribe link and a Change email address link, allowing any client to freely and immediately Opt-out of your list at any time. When this occurs we notify you immediately by email. By the time you receive such an email, the client will have already been permanently removed from your list and from our database, until and/or unless such a time that they should decide to Op-in again of their own free will.

Compensation for Legal Violation.

You agree to compensate, SelfHelpMoney.com and its affiliates and suppliers (and their respective employees, directors and representatives) for any and all expenses, including, without limitation, all claims, actions, proceedings, suits, liabilities, fines, and attorneys' fees, incurred by SelfHelpMoney.com or it's suppliers, arising out of or relating to (1) your violation or breach of any agreement, terms, representation or warranty of this Agreement or any applicable policy or guideline, especially the Anti-SPAM Section; (2) your improper or illegal use of the Plan(s); or (3) your violation, alleged violation, or misappropriation of any intellectual property right (including, but not limited to, trademark, copyright, patent, trade secrets) or nonproprietary right of a third party.

Other Legal Stuff

These Terms of Use will apply to every access to SelfHelpMoney.com, and SelfHelpMoney.com reserves the right to issue revisions to these Terms of Use by publishing a revised version of this document on this site: that version will then apply to all use by you following the date of publication. Each access of information from SelfHelpMoney.com will be a separate, discrete transaction based on the then prevailing terms.

This Terms of Use and the license granted may not be assigned or sublet by You without SelfHelpMoney.com's written consent in advance.

These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the California, as it is applied to agreements entered into and to be performed entirely within such jurisdiction.

To the extent you have in any manner violated or threatened to violate SelfHelpMoney.com and/or its affiliates' intellectual property rights, SelfHelpMoney.com and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in San Francisco, California, and you consent to exclusive jurisdiction and venue in such courts.

If you feel that an content on SelfHelpMoney.com and/or its affiliates' sites is in violation of a copyrignt or intellectual property rights of a company, please provide the following information in writing:

  1. identification of the work entitled to copyright protection;
  2. identification of the copyright holder;
  3. identification of the element of this website that is claimed to be infringing upon the copyrighted work and reasonably sufficient information to permit SelfHelpMoney.com to identify the allegedly infringing material;
  4. a statement by you that you have a good faith belief that the use of the allegedly infringing material is not authorized by the copyright holder, any of its agents, or the law; and
  5. a statement, made under penalty of perjury, that all information in the notification is true and accurate and that you are the copyright holder or are authorized to act on behalf of said holder.

These or any other disputes will be resolved as follows:

 

If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Newark, California. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Newark, California, or Alameda County, California, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

If any provision of this agreement is void or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected thereby.

Warranties and Representation.

You warrant and represent to SelfHelpMoney.com that you are (1) at least eighteen 18 years of age; (2) you possess the legal right and ability to enter this agreement; (3) you will use these websites, Plan(s) and income opportunities only for lawful purposes and remain in accordance with this Agreement and all policies and guidelines that may apply; (4) you will be financially responsible for misuse of such; (5) you have acquired, or will acquire all necessary arrangements for hypertext links to a third party Web sites or other content; (6) you have verified or will verify the accuracy of materials distributed or made available through use of the Plan(s), including, without limitation, your content, claims, warranties, guarantees, nature of business, and address where business is conducted, and (7) your content on our websites does not infringe or violate any right of any third party (including intellectual property rights) or violate any applicable law, regulation or ordinance.

Termination

This Terms of Service agreement is effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all SelfHelpMoney.com site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice at SelfHelpMoney.com's sole discretion, should you fail to comply with any term or provision of this agreement. Upon termination, you must, under penalty of law, destroy all materials obtained from this site and any and all other SelfHelpMoney.com site(s) and all copies thereof, whether made under the terms of this agreement or otherwise.

SPECIAL THIRD PARTY TERMS AND CONDITIONS, WITH DISCLAIMERS:

Use of this site's Third Party Services implies that you agree with the terms and conditions of this agreement.

SelfHelpMoney.com uses many Third Party businesses to fulfill it's membership opportunities. SelfHelpMoney.com is a portal to and a vendor of business opportunities, business services, and many other company's products and services. SelfHelpMoney.com is not a travel service, financial agency, lending service, nor do we at this time issue airline tickets, credit cards or any other credit instruments (excepting informational and training products; i.e. books, audios, videos, etc.).
 
SelfHelpMoney.com contains links to third party resources and websites. Third parties may, for many reasons, discontinue any service or offer at any time. Those websites are operated by entities other than SelfHelpMoney.com. We have no control over those websites and are not responsible or liable for any loss or damage of any kind incurred from your dealings with those websites.

We are making reasonable efforts to keep all information up to date and do not often offer programs that we are not directly involved with on an affiliate, associate or vendor basis in order to help regularly monitor their validity. However, it is not possible to be involved directly with every program, company, or offer listed on our site; therefore, be it know that information is presented without any warranty. Any specific information (rates, fees, terms and conditions, etc.) found here is subject to change without notice. Before applying for any product advertised on this website you agree to review terms and conditions of the offer on the product issuer's website in order to verify rates, fees, terms and conditions, etc.

The material contained at this SelfHelpMoney.com website is provided for informational and educational purposes only. The material is not intended to be a substitute for professional legal advice, individual credit counseling or personal credit and finance advice. You should consult your own lawyer, seek the assistance of a competent professional or seek specific advice from a credit counselor regarding your particular situation. SelfHelpMoney.com does not give professional credit or personal finance advice nor do we assist with travel arrangements, beyond our advertising and recruiting relationship with our Third Party Service Providers. Where opinions or recommendations are our own, you should understand that it represents only our understanding of the matter discussed in accordance with our responsibilities as a promotional service.

Nothing in the Site constitutes legal advice, individual credit counseling or personal credit or financial advice.

Terms of this agreement are subject to change without notice.

DISCLAIMER AND LIMITATION OF LIABILITY

INFORMATION ON THIS WEB SITE IS PROVIDED "AS IS" SELFHELPMONEY.COM DISCLAIMS ANY AND ALL WARRANTIES, EXPRESSED AND IMPLIED, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. USE OF THE INFORMATION AND FEATURES ON THIS SITE ARE AT YOUR SOLE RISK.
 
SELFHELPMONEY.COM WILL IN NO EVENT BE LIABLE TO ANY PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL OR OTHER DAMAGES UNDER ANY THEORY OF LAW FOR ANY ERRORS IN THE INFORMATION AND FEATURES ON THIS SITE, OR FOR THE USE OF ANY INFORMATION OR FEATURES AVAILABLE ON THIS SITE, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, BUSINESS, DATA, OR DAMAGE TO YOUR COMPUTER SYSTEMS.
 
THE THIRD PARTY INFORMATION CONTAINED AT THIS SITE MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. TERMS SUCH AS Bad Credit, Poor Credit, Fair Credit, No Credit Check Credit Cards, ETC. ARE FROM TIME TO TIME AMENDED, CHANGED, ADDED TO, DELETED, UPDATED OR ALTERED BY THE THIRD PARTY WITHOUT NOTICE TO SELFHELPMONEY.COM; THEREFORE, THE INFORMATION CONTAINED AT THIS SITE, INCLUDING INFORMATION REGARDING THE PRODUCTS AND SERVICES DESCRIBED AT THE SITE, IS ALSO SUBJECT TO CHANGE WITHOUT NOTICE OR OUR ABILITY TO UPDATE THE CHANGES WHICH OCCUR IMMEDIATELY ON OUR SITE.
 
SELFHELPMONEY.COM ASSUMES NO LIABILITY FOR ANY THIRD PARTY PROGRAM OR TERMINOLOGY CHANGES AS WELL AS NON-UPDATED INFORMATION, ERRORS, OR OMISSIONS IN THE INFORMATION CONTAINED AT THE SITE, AND EXPRESSLY DISCLAIMS ANY RESPONSIBILITY TO UPDATE THE INFORMATION CONTAINED AT THIS SITE. ALL INFORMATION IS BELIEVED TO BE ACCURATE AT THE TIME OF PUBLICATION. IN ADDITION, Bad Credit, Poor Credit, Fair Credit, No Credit Check Credit Cards DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS SITE IS ACCURATE, COMPLETE OR CURRENT. PRICE, TERMS, AND AVAILABILITY INFORMATION IS SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE, VIEW EACH VENDOR'S ACTUAL SITE FOR YOURSELF.

Entire Agreement.

This agreement in addition to the with and to all policies and guidelines incorporated herein by reference, constitutes the entire agreement and contract between you and SelfHelpMoney.com and supersedes any and all prior and contemporaneous, oral or written representations, communications, understandings and agreement between you and SelfHelpMoney.com with respect to the subject matter hereof, all of which representations, communications, understandings and agreements are hereby canceled to the extent they are not specifically merged herein. You agree that you are not entering into this entire agreement on the basis of any representations or promises not expressly contained in the entire agreement.

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